Understand the investment before you buy it.
Plain-language guides explain tokenization, valuation, custody, returns, risk, settlement, governance and investor rights.
Real-world asset tokens
A token is a registry entry that carries defined legal rights in an underlying asset or its revenue: an ownership share, an income entitlement, a governance vote, or a combination. The rights, restrictions and supporting evidence matter far more than the technology label, so read them before you look at the price.
Independent valuation
Before an asset is offered, a licensed independent evaluator reviews its value using an income, market or cost method and signs off on the figure. Plank records the valuation report, the valuer's licence reference and an expiry date, and schedules periodic re-valuations, so the price you see reflects a current, evidenced assessment rather than the issuer's own estimate.
Custody and collateral
A separate asset custodian attests that the underlying asset is held, insured and covered by the stated guarantee before any token is issued. Collateral is typically a first-ranking registered lien over the asset held by a security trustee, so token holders keep a real claim if the issuer defaults.
Legal structure
Each offering sits inside a defined legal wrapper, most often a special-purpose vehicle (SPV) or a digital trust, with a named trustee and jurisdiction. The structure determines exactly what you own and how proceeds and disputes are handled, and it is disclosed in the project's legal documents.
Settlement: centralized and on-chain
Plank settles on a centralized toman ledger by default: instant, no network fee, and fully within capital-market rules. When a project needs it, the same token can also be represented on a public or permissioned blockchain. You are told which settlement network applies before you buy.
Returns and distributions
Returns come from the asset's real cash flow, such as rent, energy sales or profit participation, distributed to holders on a defined schedule (monthly, quarterly or annually) after an oracle-verified revenue figure. Expected yields are ranges, not promises, and every distribution is reconciled and recorded.
Risk, guarantees and escrow
No investment is risk-free. Read the risk summary, the guarantee type and its coverage, and the escrow model: a minimum-raise escrow releases funds to the issuer only after the target is met and legal approval is granted. A compensation fund or an asset lien defines what protects you if performance falls short.
Governance, rights and exit
Governance tokens carry voting rights on defined matters, with quorum and majority thresholds set per project. For liquidity you can sell units on the secondary market or request partial redemption where the project supports it. Your entitlements, lock-ups and exit routes are all stated in the token's terms.